The African AWS for Financial Technology services

Technology Shaped Finance & Banking

Digital financial services and banking built for modern business

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Powering a world of endless opportunities

We offer financial technology solutions and services across Africa and emerging markets to help people and businesses achieve financial freedom and prosperity.

MIQO – The leading and best neobank for Central and Western Africa banking the unbanked and underbanked

100% Mobile, physical and virtual VISA cards, QR Code payments, bills payments, airtime top-ups, saving, money pots, instant nano-loans, money transfer, remittance, Buy Now Pay Later, faster and early access to wages, guaranteed with no paperwork and no hidden costs. Manage your money in real-time from your phone 24h/24.

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LAFINA – The leading next-generation Cloud Native Core Banking platform

Many microfinances & SACCOs have the ambition to deliver better technology to their customers, but are held back by legacy platforms and technology. Microfinances spend an incredible amount just to stand still. Cost of change is huge, and cost of operations is too expensive because of an inability to automate processes. LAFINA’s mission is to build the foundations for a new era in banking.

LAFINA helps these microfinances & SACCOs to build powerful new experiences on top of our core banking system.

Leverage our fully open, secure, modular, composable and high-performance core banking software to run any type of financial institution (SACCOs, Microfinances, Banks, Neo-banks, challenger banks). Run your banking operations on regulated markets, unlock new business opportunities, and embrace challenges in a quickly changing market.

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NANOL - Build credit products without a bank sponsor

Credit and loan products without a bank sponsor.
Offer a compliant credit product in weeks, not months.
Launch loan services in days, not years.

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QUBEFIN - Lending and Embedded Finance Infrastructure for Africa

Empower your customers through in-context credit offerings through a simple, yet powerful integration. The best part? You can get set up within minutes.
Embed Credit Across Use Cases. Serve diverse use-cases tailored for users on your platform. Offer personal loans or business loans, credit line products or bullet loans.
We help businesses and financial institutions embed Buy Now Pay Later services within their products.

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MIXIR – Banking-As-A-Service

Whether you are automating your business finances or providing banking services to your customers, MIXIR’s APIs give you the financial toolkit to build, adapt and thrive.
Build financial products using our BaaS APIs.
Use MIXIR APIs to embed a full range of banking services from cards to account opening to payments.
We support the full account life cycle. Our end-to-end suite of APIs is the fastest way for banks and fintechs to connect, innovate, and launch in market. We provide developers with the bank API integrations and BaaS tools they need to create seamless experiences for their users, commercial and consumers alike.

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UNIQ – Card-As-A-Service
Digital-First Card platform

UNIQ is the leading African CaaS platform that facilitates the technical management of payments, improves the user experience and accelerates the time-to-market of projects: neobank, card program, marketplace…
Thanks to UNIQ’s agility and modularity, launch your white-label tailor-made solution using our approvals and our API. You can choose only the payment services you need to build your product: card, transfer, direct debit…
A digital-first platform with an API-driven approach. Our fully-integrated suite of card programs are optimized for the digital world. As industry leaders in the turnkey card space, security and reliability are paramount. We provide the seamless platform so you can innovate freely.

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Quin – The neo-bank for growing, daring and innovative SMEs and business owners

The financial operating system for the next generation of businesses.
Prepaid cards, bank accounts, payments, expenses and accounting are all in one place so you can control your growth.
Quin is the banking alternative for entrepreneurs and by entrepreneurs. It allows any entrepreneur to get a current account (with a bank number) and order a Quin card in a few clicks, which helps them start their business.
The ideal business account for SMEs, replacing or complementing your business bank account.
Quin makes business banking easy, efficient and transparent, backed by technology, sleek design and world-class customer service.

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Discover our products and start innovating with Dreamcash today. Let’s talk about your use case and how we can help. We can’t wait to hear what you’re going to build.

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